RHB Bank’s Services & Products: Credit Card & Many more
RHB Bank’s Financial Solutions: Credit Cards & More
Thus far, RHB Bank is one of the main players in Malaysian finance and banking segment. Endeavoring to grow the horizon within South East Asia, the company has laid their foundation in countries including Brunei, Hong Kong, Indonesia, Laos, and Singapore. In guaranteeing that the business organization is scalable, RHB came out with a diversity of banking facilities to organizations and individuals for personal and commercial needs.
The most common yet important services provided to individuals is deposit account and self-banking services. With competitive interest rate and accessibility to CDM and ATM in the branches along with other strategic locations across Malaysia, account holders can also enjoy maximum savings return while at the same time connect to their account for deposit and withdrawal quite easily anytime.
As the Bank sees the change of trend from the traditional purchasing method by cash to online purchasing, they discovered that there is an increasing demand for credit cards. Relying on the results from analysis conducted that shows the public’s increasing acceptance towards e-payment, it is indisputable that offering credit card services is one of the main strategy RHB Bank need to be pushing forward-and they did precisely that.
What’s more, as the Bank sees the critical need to set up a good sense of balance between supply and demand, they have launched a credit card scheme that promises additional reward to the card holders which can be enjoyed when they utilize it for either offline or online transactions.
Individuals will most likely demand more than credit cards and saving accounts, and RHB is aware that well. As of the moment, many have struggled to obtain a loan to acquire assets like homes & cars. Therefore, the Bank proceeded to create a loan scheme that benefits both parties at the lowest interest rate for a wide range of loan types. Moreover, individuals might also subscribe various insurance policy and make financial investment with the Bank.
For entrepreneurs and enterprises, there’re able to connect with RHB Bank for corporate banking facilities. Businesses may request for business loans if they are interested, and they might also engage in some other type of corporate banking facilities. As some businesses requested, RHB Bank also provides online cash management services.
It is obvious that SMEs are among the customers that would possibly enjoy maximum advantage, particularly when it’s possible for them to make loan applications should extra revenue is required to scale the business. Additionally, retails solutions are also provided to SMEs who may need it.
Even so, RHB Bank has not overlooked the demand for Islamic banking facilities. In Malaysia, Syariah-compliant services and products are highly demanded. Therefore, products or services which include wealth management, unit trust, Islamic treasury, and corporate banking are specially formulated to ensure that all business transactions follow the Syariah requirement.
In 2016, RHB Bank experienced a 24% annual brand value growth, which make them one of the 5 top players in Malaysia. Knowing full potential of the future financial market, RHB Bank is ready with more aggresive strategies in ensuring a steady increase of growth within the years to come.